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The Public Cost Of DUI and DWI For Low Cost Auto Insurance

Driving while under the impairment of drugs or alcohol is not only dangerous for your own well being but also for the public. Not only your low cost insurance will be placed in jeopardy but you will also be convicted if accidents happen; you can potentially lose your own life and put damage into other people’s lives. Not drinking at all when you drive is the best option, but not assuming that you are sober to drive after a drink or two, can be very costly and should be avoided.

The cost of DUI or DWI accidents every year is a major public health concern. Not only lives are lost but the overall financial cost weighs heavily on the tax payers. There are some consequences which are highly unpublicized and statistics that should be better disseminated to the public. Drinking while impaired is a huge public health disaster that is often underreported.

AutoInsuranceIn 2010 alone, 211 children were among those fatally killed in drinking and driving accidents. Out of those reported killed, 131 were riding with a drunk driver according to National Highway Traffic Safety Administration—Traffic Safety Facts 2010: Alcohol Impaired Driving Washington. When you drink, your ability to reason and make sound choices is compromised as well. Putting a child in harm is something that most people don’t consider when they decide to get behind the wheel of a car. What they also don’t consider is even if they are not driving with a child themselves; other vehicles on the road are also in trouble.

Adults drank too much and got behind the wheel about 112 million times in 2010 – that is almost 300,000 incidents of drinking and driving each day—Centers for Disease Control and Prevention, October 2011. Although the assumption is that drinking and driving is a night time activity, it happens all day long. The perpetrators are not always those you would expect, many responsible individuals chose to do irresponsible things at some point in their life.

Every day in American, 28 people die as a result of drunken driving crashes—National Highway Traffic Safety Administration FARS data, 2011Ó. Although not much attention is given to the daily victims of alcohol related crashes, it has a huge impact on American families across the nation. The cost of life becomes overwhelming when you realize how often it happens on a daily basis.

Drunk driving costs the United States $132 billion a year. That is a staggering amount to the United States inhabitants and to tax payers everywhere.

Drinking and driving has received a lot of press over the past three decades. Groups like MADD have brought the epidemic to the forefront of the public health conscious but still more needs to be done. It still remains a costly event in the lives of American people everywhere. When you stop to consider the statistics, it is overwhelming. Getting low cost auto insurance is something that every citizen wants. Perhaps that would be more feasible if there were not so many high cost accidents to pay for. See what kinds of rates are possible for you in your area by getting a free rate quote.

Take the time to scroll to the top of the page and input your zip code. In moments, you will receive a free rate quote allowing you to compare against your current rate. You may find that you are paying way too much for your auto insurance needs. If we could convince people everywhere to put the keys down when drinking, then we would all be able to get low cost auto insurance.