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DMV’s Take On DWI And DUI In America

According to the DMV, the number one cause of traffic accidents and deaths on the roads is due to DWI and DUI. In some states like Texas, research has shown that roughly 2,000 people lose their lives as a result of accidents involving intoxicated drivers. Such statistics have demanded DMV to find ways of reducing or completely annihilating intoxicated driving. Over the years, a number of private organizations have risen to assist in this particular fight.

Research done by different companies came to a consensus in agreeing that the best way to do this is by placing a limit on the blood alcohol concentration that a driver is allowed to have when on the road. These findings have been helping legislatures come up with laws that are well detailed in handling DWI and DUI. The laws were passed all over the states with each setting its own limit for blood alcohol concentration. States that are strict with DUI laws like California and Texas set their maximum blood alcohol concentration at 0.08 percent. Other states may have lower or higher limits but the point is still the same in order to reduce cases of DWI and DUI. Anyone found to be driving with a blood alcohol concentration level higher than what has been set by their state is liable to answer to charges of DUI.

DWI and DUI have been found to be particularly prevalent in young drivers. This is because of their young age, inexperienced driving and utter carelessness exercised by persons in this age group. For this reason, they are considered a high insurance risk and therefore have to pay high premiums for their auto insurance. Having a DWI or DUI conviction in your driving history has serious and far reaching effects. First of all, since it is a crime that is disregarded by the society, one may find it hard to get a job for as long as the DUI offense is still in their records.

This is because it is seen as a stupid avoidable offense that makes you look irresponsible and un-employable. Secondly, your driver’s license is suspended which means that you have to get a lift from others or opt for public transport. In order to determine a suspect’s blood alcohol level, police officers in the field use a breathalyzer. The device works by obtaining a breath sample from the driver in order to analyze the alcohol content in their blood. According to the law, one has the right to turn down the test but this will only make you look guilty in court plus your driver’s license will be immediately suspended.

The DMV has in recent years introduced the use of the ignition interlocking device. This device is usually prescribed for repeat offenders. It uses the same principle as a breathalyzer only that it stops you from driving your car if you are intoxicated to some extent. The device has recently been passed into the law and many states are using it to curb repeat DUI offenders. For more information on the DMV and DUIs, enter your Zip at the beginning of this page.

Point System: The Role Of DMV In DWI And DUI

Reckless driving and accidents have been there for as long as people have been driving. It is known that every piece of new technology can be used for good as well as bad. Reckless and intoxicated drivers have cost many people their lives or livelihoods over the years and it is the job of the DMV to keep these numbers to a minimum. Among the solutions that the DMV came up with is the Point System. This system helps in tracking drivers who are reckless on the roads whereby a certain set of points are added to a driver’s record every time he or she commits a traffic infraction. These points are constantly added to a driver’s record and an accumulation of these points could lead to indictment.

AutoInsuranceOn indictment, the said driver will have their license suspended. In addition to this, the individual’s auto insurance premiums are set to rise since auto insurance firms have access to one’s driving records as their way of determining the level of risk that you pose. Since this information on the accumulation of points is not accessible to the public, it made people extra observant of traffic laws since you never know when your points have reached the level of indictment. In order to insist on adherence of traffic rules and regulations, the law imposed fines on people with accumulated points. For some people with numerous points, they had to form a payment plan to settle the fines and some even ran for up to 3 years.

These high fines were the biggest deterrent for reckless driving. Some states like Texas have a conviction centered surcharge where one can pay the fines imposed by the court for up to three years. If you are involved in an accident that either caused a fatality or physical injury due to DWI or DUI, you may face charges of intoxicated manslaughter or assault. In such a grievous case the, Point System is set aside and another system comes into play.

The penalties and fees that the court will require you to recompense are set as:

* A court endorsed AA or counseling program

* Legal fees for handling the case

* An interim driving permit or fees for restoration of your driver’s license

* If you are in a state that recognizes the Ignition interlocking device, you will be required to pay for its installation.

* And lastly, the additional auto insurance premiums and deductibles to compensate for the damages

The point system penalties in addition to the above fees are very costly and serve as a lesson to anyone unlucky enough to be arrested on DWI or DUI. The levies on DUI charges depend on the state laws and if the individual is a first time or a repeat offender. In most cases, repeat offenders or persons with recidivism are found to be either alcoholics or drug addicts. Such persons are usually required to attend either AA programs or be admitted into drug rehab centers since the additional fines and penalties do not help them much. For help on this, enter your Zip at the top of this page top find the relevant assistance.

Different Status On Second DUI Charge According To The DMV

In each state, there are different laws regarding DUIs. First time offenders are treated differently from second and repeat offenders depending on the circumstances surrounding their arrest. It is always advisable to get the right information concerning what your state outlines as measures to handle DUIs. You have to check with your local DMV.

In this article, we shall dwell on a few states and detail which provide for DUI classes for second time offenders or not. Most states provide alcohol and drug rehabilitation for such offenders as a measure to pass education on the subject instead of just punishing the offenders. Some states however leave the discretion of such matters to the judge handling the case. States like Alabama, Connecticut, Florida, Hawaii, Illinois, Louisiana and many others do not provide well documented means of dealing with DUI rehabilitation.

A few of the states that provide them are the following:

Alaska – if the court does not dictate on the DUI programs to be taken, the Alcohol Safety Awareness Program will have information on which classes to take.

Arkansas – the Alcohol Safety Education Program in the state lasts more than 10 hours but the court may suggest that you different program that is similar o the one mentioned.

California – Your level of blood alcohol concentration in this state will dictate how long you will be required by the court to attend drug rehabilitation classes. Usually they may last as long as 9 months.

Georgia – An assessment carried out during the risk education program that lasts roughly an hour will dictate whether you should have an intervention.

Kansas – In this state, the discretion on the length of time to be spent by the offender in rehabilitation is left solely to the courts.

New Hampshire – The time to be spent during rehabilitation is dependent on the program chosen but it usually lasts between 1 to 28 days.

New Mexico – The number of days spent in rehabilitation depends on if the offender will be doing an inpatient or outpatient program. Inpatients will serve a minimum of 28 days while outpatient is a minimum of 90 days. In New Hampshire however, the offender will have to attend the program prescribed by the court for a period not less than 16 weeks.

Pennsylvania – The Alcohol Safety Program in this state provides for an online program that should be completed in 30 days. The program lasts roughly 12 hours though you are still required to attend a drug treatment class.

Rhode Island – The court requires you to enroll into the Rhode Island Community College for drug assessment. After that you are required to either join a DUI driving school or a drug treatment program.

These are just but a few states that have drug rehabilitation as their way of dealing with DUIs. They have so far made good progress as compared to imposing hefty fines on offenders. To know about what is offered in other states enter your area’s Zip code and press enter. A world of information awaits you at the touch of a button.

How To Use The Ignition Interlock Device According To The DMV

DUIs have been an issue in America for many years to a point that private organizations have come to assist in helping to control this vice. To some level, drunken driving has become a scourge due to the number of lives it has affected. Drunken drivers have caused permanent physical injuries and deaths to many people. For this reason, the law has been very strict in trying to curb drunken driving especially repeat offenders. With the use of technology in many aspects of life, the DMV also devised a method to control DUIs using technology.

A piece of technological ingenuity brought about the ignition interlocking device. The ignition interlock device works by restricting ignition of a vehicle if a driver is intoxicated. Before one starts a vehicle fitted with the device, he or she is required to provide a breath sample by blowing into the device. Just like a breathalyzer, it analyzes the sample and gives out results in terms of percentage of concentration of alcohol in the blood. If the blood alcohol concentration is above the set limit of the device, it will restrict the vehicle from starting.

Different states have different set limits of blood alcohol concentration according to their laws. To further hinder the driver from intoxicating themselves when on the road, the device randomly requests for another sample whine one is driving. On this request, the driver must produce another sample or the device will initiate a log of the event. These logs are subject to analysis by the police during random stops. The logs are randomly reviewed every 30 to 90 days.

Once the log is created the driver will receive a warning message followed by an alarm that will go on until the car stops and its engine turned off. Despite the ignition interlocking technology being designed to stop the vehicle, it does not do so immediately lest the driver causes an accident from their car going off in the middle of a busy highway. This device is a success story in the fight against DUIs and has seen considerable progress.

The ignition interlocking device was a suggestion by Mothers Against drunk Driving which has since the 80s been fighting against DUIs. As a result of their valiant efforts, the ignition interlocking device was passed into law in 2009. Persons charged with DUIs are required to have their vehicles fitted with this device as a measure to reduce recidivism. However not all states have incorporated the law but most with strict DUI laws like California have. Depending on the circumstance surrounding the arrest, a DUI offender is required to have the device installed in their vehicles for up to 3 years since their conviction.

This device does not come cheap and it is the offender who has to foot the bill for its installation. This means that if for whatever reason the driver decides not to install the device on their vehicle, they will have no other option but to rely on public transportation to take them from place to place until the expiry of the suspension of their driver’s license.

There is still a lot of information available on the internet concerning the ignition interlocking device. Enter your Zip above to view this information and more.

How A DUI Charge Can Be Demolished As Stated By The DMV

In some states, the law recognizes the Expungement Law when it comes to DUI charges. Also known as the sealing law, it specifically refers to completely obliterating a conviction from someone’s criminal history. The DMV recognizes this in some states and in some states, it does not. Most people desire to have their DUI convictions expunged usually have a job on the line in relation to this. Most employers require a background check to be done prior to them employing someone. More and more companies require this to be done even if the job the applicants are applying for do not involve driving. If you want a DUI conviction removed from your driving history you must hire a qualified DUI attorney.

AutoInsuranceWhenever one is applying for a job, they are required to fill out a questionnaire about ones past. Once your slate is wiped clean, you will not be required to answer yes under the question of if you have ever been convicted of a crime.  However, the expungement law has its limits. If by chance you are lucky and have your initial DUI charge obliterated from your driving history, a repeat of the crime will be arraigned in court as a second offense. This means that all the penalties and punishments accorded to a repeat offender will be passed on to you despite your previous crime being expunged. A qualified DUI attorney will advise you on this when taking up your case for expungement of your DUI.

Expungement Law does not provide for the complete removal of your DUI from your driving history. Other branches of the law like courts and law enforcement officers can still access these records but any other entity like a potential employer, may not be able to. In essence, the DUI record is actually sealed from the public and not deleted completely. Not all states have the Expungement law, but this is not to say that the states that do are in any way lenient when it comes to DUIs. It is only to assist in background checks.

Anyone looking to have their DUI record expunged, they must first check to see if their state allows for it in the first place.  States that provide for Expungement Law have different statutes concerning the law. They also have different statutes on who is eligible for expungement and who is not.  A DUI charge hangs over your head for a long time however much you may try to correct your life after that. In order to be eligible for expungement, you must meet a certain set of conditions which can only be explained well by a qualified DUI attorney. DUI expungement will only benefit someone if his or her reputation is on the line as a result of the DUI conviction.

If you are in a situation that calls for your DUI conviction to be erased from your driving history, enter your Zip code at the start of the page and we can tell you if your state recognizes the Expungement Law.

Facts About Lapses, Cancellation Or Reinstatement Of Auto Insurance Policies

1. What am I supposed to do if my auto insurance policy lapses?

The first thing you need to understand is that you automatically become an illegal driver if your auto insurance lapses and you still insist on getting behind the wheel. You will face stiff penalties in conjunction with exorbitant fines. Your insurance provider may also decide to increase your premiums. More so, you will not be covered by your provider meaning if you get in an accident, you will have to pay for the expenses out of your pocket in addition to paying fines for lack of insurance. A lapse will take effect immediately your coverage is dropped by your insurer. What follows is communication between the insurer and the local DMV about you not having insurance anymore. There is no short cut about it. You will have to resume your policy or get another as soon as you can or stop driving all together.

2. How do I reinstate my policy after a lapse?

If you have had a healthy relationship with your car insurance provider and the lapse is only for a couple of days, contacting them and explaining will suffice because they consider you a good client. On the other hand if you have made this a habit, then your chances get even harder. In addition to making it harder for you to be reinstated by taking too long to do it, the local DMV will also fine for every day that passes after a lapse. For example in the state of New York, motorists are fined $8 for every day that passes after a lapse and increases to up to $12 per day after 60 days. Paying for the premiums and stipulated fines will reinstate your policy. If the auto insurance decides you are too much of a risk they may decide to cancel your policy and all you can do is find another insurance provider.

3. If I want to cancel my policy, how do I go about it?

All you have to do is write to them and or call them and inform them of your intention. Letting it lapse and assuming they will understand will not fly. This is because they are obligated by law to inform your state’s DMV that you are no longer covered. State the reasons why your are cancelling the policy e.g. due to sale of the car, change of insurance carriers or death of the car owner and so forth. This will stop them from penalizing you for a car you no longer have or has a new policy with a different insurer covering it.

Understanding insurance policies can be a tricky and confusing affair and asking questions such as the above will make you more informed in your future car insurance decisions. Also you can get free online insurance quotes from our site at the click of a mouse by entering your state’s zip code above and get matched up with a suitable insurer.

How Assests Can Affect Your Auto Insurance

How do my assets affect my personal injury liability and damage to property liability?

Personal injury liability covers the medical expenses incurred by another party through your fault in a car accident while property damage liability insurance is for expenses incurred to repair the other parties’ property you have damaged or destroyed. Believe it or not, the richer you are, the more liability auto insurance coverage you have. Take this for example – when you have a physical injury coverage of about $200,000 and have an asset e.g. a house worth $500,000 in addition to a large sum of money in the bank and in an unfortunate incident you cause a serious car accident that goes beyond your $200,000 limit, the injured could sue for the remainder. In this case, they could very well win and what happens is that the court may confiscate your house or your money in the bank to cover for the difference. In short, the higher liability insurance you have will help protect your assets from being seized to cover for expenses arising from a car accident you caused. It would however be difficult to make a successful claim on a person with a lower liability insurance and has few assets, hence, the more assets you have the more you have to lose. Hence, having higher liability insurance is the wise thing to do.

And what about other auto insurance coverage, how do they affect my assets?

You will be amazed to find out that the opposite of the above is true when it comes to other coverage options such as collision coverage, comprehensive coverage and medical coverage. Why? It is because with these types of coverage you are actually better positioned to take in the costs of hefty expenses in car repairs, theft, medical costs and so forth, without worrying about getting sued. It is however advisable to carry a good enough amount of such car insurance just to be on the safe side in case you are face with a huge bill from a repair shop or a hospital.

– To protect my assets, how much auto insurance should I carry?

The amount of car insurance coverage that you should have should be as much as you can possibly afford. It does not matter how few or lots your assets are. In doing so you are adequately protecting your assets from seizure but also give you peace of mind knowing you are financially secure even in the event of an unforeseen event. Also, the cost of auto insurance becomes gradually less expensive with a higher coverage.

As a final word, if you have many assets, consider an umbrella policy which comes in as soon as all your insurance limits have been exhausted. To learn more on this topic and to answer many other car insurance related questions, just enter your zip in the above slot and get started. You will also get loads of information on cheap car insurance in your locality and also get free online insurance quotes if you up for it.

The Consequences Of Undue DMV Auto Violations For Teens

You thought your teenager had a good head on their shoulder, don’t despair, they probably do. Unfortunately, by definition even if they do, they are still prone to messing up. If they have gotten themselves into trouble, you may have to turn to the DMV for help in bailing them out, or yourself out, of outrageous increases to your auto insurance.

Teenagers are notorious for not thinking ahead. Forethought and consequence are two skills that are developed much later in life. Although the law deemed your teen eligible to drive, that doesn’t mean that they are going to be responsible enough one hundred percent of the time. It only takes a momentary lapse in judgment to get into some real trouble, or even just a small blip. In the car insurance world, it makes no difference how big or small, the consequence is the same. When they mess up, you get to pay for their mistakes with an increase in your auto insurance premium.

Temptations are too great for teenagers. It is hard for us, as adults, to resist the occasional phone call or text when behind the wheel, even more so for a teenager. They don’t ever think, anything is going to happen to them so they are more willing to take the chance. They are more willing to pull out into traffic at riskier times, take their attention from the road, or try to make up time by speeding when they are running late. When they get into trouble, there are things that you can do to lower the fallout for you, as well as them.

When teens receive moving violations, they are almost always given options to undo the effects of it going on their record. If they take the time to go to attend a court hearing, they are usually given something called “probation”. Probation is a time when they are to attend a specific class during a given time frame. If they attend the driving course and they are able to go the allotted amount of time without any further violations, the ticket is expunged from their record. There is also a fee to pay at the time of the hearing which is usually not a small one. Even if they don’t attend court, however, there will always be a fee involved.

If there is an accident that your teen is involved in, and is at fault, they will most likely receive the same option, unless there was some mitigating or reckless nature to the accident. Insuring teens is an expense that most of us have a hard time absorbing. Making sure that you are getting the best price on your policy can be done by doing a quick auto insurance comparison. Take the time now to input your zip code at the top of this page now to receive several price comparison quotes within minutes. Don’t waste another moment overpaying for your auto insurance needs, simply fill out the form and start saving potentially hundreds a year. The best way to keep the cost of your teens indiscretion from affecting not only their future driving record, but your insurance cost is by taking advantage of the ways the DMV allows you chances to clear your record.