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How To Get Cheap Car Insurance Even With DWI Or DUI History

If you have been convicted of a DWI, you are no doubt worried about the consequences not only criminally but what it will do for your ability to get cheap car insurance ever again. Being convicted of a DWI or a DUI can be devastating for many reasons. It can really be devastating on your finances. Between hiring a lawyer, paying the fees and the increase in your insurance premium, it can really be a very costly mistake. Is there a way to lessen the charges once charges are brought against you to receive a lower sentence and one that will lower consequences on you overall?

A DWI and a DUI in some states are all a matter of the terminology. Some states use the term DWI which stands for “driving while intoxicated” while others use the term DUI which means “driving under the influence”. There are some states, however, that use both terms as a means of describing the level of intoxication. For some states a DWI is considered a greater offense than a DUI. There are some states which also use the two terms to define whether the impairment was caused by alcohol which is termed by DWI and ones that were caused by illegal drugs, which is DUI. If you are in one of those states, getting your charges lesson to a DUI can be helpful for your overall outcome.

In states where there is a differential between a DWI and a DUI, getting the charge lessened if possible will reflect on your record and sentencing. There are some provisions that need to be met for the lessening of charges. First and foremost, it needs to be your first offense. If you have more than one conviction on your record, the potential to have the charges lowered is not possible.

Another provision that needs to be met is your blood alcohol level; it cannot be in excess. Most states have a blood limit alcohol level of .08 to .10. If you are over that range, the potential for you to be able to get it lessoned is very slim. Finally, you must show that you are remorseful for your actions. Therefore, things like insisting that you weren’t drinking, or denying a blood alcohol exam do nothing to make yourself look remorseful. Although there has been an impression that denying a blood alcohol test is a good idea, in the long run, if you are driving while impaired, it may not be a good decision unless it is advised by your attorney.

The best place to start when you are convicted of driving while impaired is to hire an attorney. If you cannot afford one, the court will assign you one but you must ask. It is best not to talk too much prior to getting the legal advice you need to protect yourself in the most appropriate way. If you have been convicted of a DUI or DWI and having a hard time affording auto insurance, to drive, you will need to be compliant. Once the sting of the trial is over, the best way to get the lowest rate possible or even a carrier who will cover you is to comparison shop. Simply scroll to the top of the page and input your zip code. Within minutes you will receive your free auto rate quote insuring you are not overpaying for your auto insurance. Why wait another day to make sure you are getting the cheapest price possible on your auto insurance needs. Comparing cheap car insurance in your area is the best way to investigate if it does exist.