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High Risk Of Online Auto insurance For Drinking And Driving

Teenagers do dumb things, we all know that. Sometimes the things that they do are minor and affect no one, but in some cases, the things that they do are significant and can be very costly. That is why their online auto insurance rates are so high. Finding a rate that you can afford is no small feat. Searching around many different carriers and comparison shopping, is the best way to get the best price for not only them, but your family as a whole.

Under the age of 25 is the riskiest age category for auto insurance carriers. That is not an arbitrary age. Individuals under the age of 25 are responsible for substantially more accidents than any other age category. Not only accounting for the largest number of accidents while sober, but also those when under the influence. Even for teens that are not old enough to drink, driving while under the influence is still a major problem. This age group is notorious for bad judgment and making poor decisions. Getting behind the wheel of a car when drinking is only one of many but can have some serious disastrous consequences.

It is a fact that children who start drinking at younger ages are over seven times more likely to be in an alcohol-related crash according to the national highway traffic safety Administration. Contributing to that statistic is that younger age children are drinking and getting behind the wheel at much younger ages. Teen alcohol use also kills about 6,000 people each year, as reported by the Institute for Medicine national Research Council of the National Academies. That is a staggering number when you stop to consider that on the average 28 people die per day as a result of drunk driving crashes.

Perhaps drinking and driving habits of teens is the need for teens to hide their alcohol consumption. Although one in five teens binge drink, only one in one-hundred parents believe that they do. There is quite a large gap between reality and perceived reality. Therefore, when a teen does drink, they are much less likely to call their parents and ask for a ride. The fear of having a parent find out about the behavior is far greater than making the right decision. It is not only about driving, there are many things that need to change about teens and drinking. Unfortunately, one of the consequences of the persistence of behavior change is the loss of life of drunk driving teens, and those that they hurt through their actions.

There is a reason why teenager’s auto insurance is more costly than any other age group. They have a tendency to make poor decisions. Until we are able, as a society, to curb underage drinking as a whole, the problem of drinking and driving in this age group will persist. If you are having a hard time affording insurance for your teen, that is one of the driving forces for the increased rate. To get the best rate possible, doing a comparison and getting many different quotes is the best way to get the lowest price possible. Start investigating what is available for your insurance needs by scrolling to the top of the page. Simply input your zip code in the box and receive a free rate quote today. Don’t wait another day to cover your auto insurance needs at a price you can afford. Shopping online auto insurance will allow you to get many rates at once, which is a good decision to get the lowest rate possible.