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Can You Still Get Car Insurance Quotes After A DUI Conviction?

You have been charged with a DUI offence and convicted and everyone around you has bore the brunt of your crime. If you were incarcerated, your family was affected and you most likely lost your job. Other than that you will have to contend with the costs that come with increased insurance premiums. Other costs like that of reinstating your license or getting an SR-22 policy to cover until the license suspension period expires. There are numerous Car Insurance Quotes on the SR-22 Insurance.

Now that your driving records have been stained, it will be harder for you to get a job. Because of the heavy campaigning by private organizations against DUIs, moving on after being convicted is really a hard task. These private lobby groups have been campaigning for steeper penalties since the 80s. They are people who have been brought together by common tragedies mainly linked to DUI and DWIs.

 Mothers Against Drunk Drivers is one of such organizations. It has been pushing the government for stringent measures and has been successful in many fronts especially in the implementation of the ignition interlocking device. This particular device has gone a long way in controlling repeat offenders and first time offenders alike.

Once convicted of a DUI, it does not mean that you will be unable to get auto insurance. The difference is that you will have to pay high insurance premiums as compared to persons who have not been charged with DUI. This is because the auto insurance firms now view you as an insurance risk. Having a DUI is different from being a young inexperienced driver. A DUI conviction sets you aside and you will most likely pay high premiums than an inexperienced driver who is under 25 years.

In order to stay in business any company will have to reduce expenses and increase revenues. This concept is what is employed by insurance firms. An insurance company will try to have as few high insurance risk clients as possible. In the event that they have a high risk client, the company will charge high premiums to equalize the claims that high risk clients usually have. The positive side to high premiums is that they make the drivers who pay them are extra careful so as not to have any other traffic violations that may increase their premiums further.

In the event that your driver’s license is suspended due to a DUI conviction, you are required to take up an SR-22 cover in order to continue driving. This policy is slightly more expensive than conventional insurance since it is supposed to be a form of punishment for the offender. If you are unable to afford to pay for the SR-22 cover you will have to contend with travelling using public means or hiking a lift from a friend, family member or colleagues. For information on Sr-22 Car insurance Quotes and more enter your Zip at the start of the page.