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Auto Insurance Laws That Governs Underage DUI And DWI

Underage drinking is something that is against the law all over the US. Auto Insurance Laws all over the US state that the minimum drinking age for everyone is 21. This therefore means that anyone below this age found to be drinking is in breach of the law. Anyone below this age is referred to as a minor and if found driving with blood alcohol level of 0.01 percent and above may have their license suspended for a period not exceeding one year. Having your license suspended at such a young age sets a bad precedence as far as Auto Insurance Laws are concerned.

The access of Cheap Car Insurance is heavily dependent on ones driving record and if it is stained while still fresh, you will be paying high insurance premiums for a long time to come.  The penalties and fees levied against such an individual depend on the level of intoxication at the time of the arrest. Auto Insurance Laws are clear when it comes to underage drinking and driving in that one found with a blood alcohol level of above 0.05 percent will be charged with DUI in a court of law.

Such underage drinkers are usually requires on conviction to attend alcohol or drug rehabilitation programs to reduce chances of recidivism. For persons 21 years of age and above, the blood alcohol concentration level limit set for them is 0.08 percent. People above the age of 21 may face suspension of their licenses or harsher penalties including incarceration.

Once convicted of underage drinking, the consequences reverberate to affect someone later in life. However, much this may seem like a onetime event; the conviction is a permanent blemish on ones record and will serve as a constant reminder of one childish mistake made in the past. Most parents may be happy that their teenager finally learned a valuable lesson, forgetting that all that will come after will affect them. The parent eventually has to foot the fines and penalties that come with the underage DUI conviction.

After a DUI conviction what usually follows is an increase in auto insurance premiums. This burden is usually borne by the parents since they are usually the ones paying for the teenager’s auto insurance in the first place. Controlling a teenager is hard work for any parent and it is usually easy to understand their way of thinking.

Once arrested for underage drinking, it is advisable for parents to immediately hire a qualified DUI attorney.  Trying to handle the legal battles that come with a DUI arrest could land you in a bit of a quandary as compared to hiring one. It may cost you some dollars but it is the most advisable way to go. Having a DUI attorney present can stand between an incarceration and an acquittal. There are many qualified DUI attorneys available via the internet all you have to do to get legal advice is to enter your Zip code at the start of this page.